Newcastle Financial Planning Group has welcomed the appointment of Senior Financial Adviser, Janelle Kirk, to their passionate financial team.
With more than forty-four years in the finance industry, including over two decades in the banking sector – eleven spent with the CBA; and almost twenty years as a financial planner, Janelle has developed strong quality relationships based on trust.
Janelle says that working with clients is such a rewarding job.
“I get so much satisfaction when I put a strategy together for a client and they look at you and say that’s exactly what I wanted to do,” Janelle said.
“They often don’t realise what we can do behind the scenes. They tell me how much they want to live on in retirement, what they want to achieve – it’s then my job to put those building blocks in place to help them get there.”
While working within the banking industry Janelle identified the need for financial planning services, especially for the ageing population.
“As I moved with them through life, I recognised there were a lot of pitfalls for those who couldn’t see what could be done to make the most of their retirement – what I usually call – to retire smiling,” she said.
Wanting to embrace a holistic approach to supporting people with their financial future Janelle pursued further study to qualify as a Certified Financial Planner, and holds a Masters in Financial Planning and Graduate Certificate of Business Research.
During her time at the CBA, Janelle fulfilled a joint role as branch manager and financial planner, beginning the rewarding journey that has led her to new role at NFPG.
Passionate about financial planning and with experience to back her, she has been able to gain invaluable knowledge about money to be able to service a diverse client demographic.
“The main thing is to find out what is important to the individual – what their dreams are, what they are looking to achieve. The strategy to help them achieve that is my job,” she said.
As part of the NFPG team, Janelle will provide advice in a range of areas including pre-retirement and retirement planning; and specialist advice in aged care.
“My approach may be different depending on where a person is in their life journey. It really is about listening to them to learn what is important to them and what they want to achieve.
“It might be that they want to retire early, or they want to travel every year. Whatever their dreams are, we must make sure we develop the strategies to achieve their goals,” she said.
When Janelle is asked when someone should engage with a financial planner, her advice is – the earlier you start the better.
“It’s about protecting themselves and their future and the earlier they start, the better.”
As a Novocastrian, Janelle is committed to giving back to her community and an advocate for the benefits of networking. She was one of the founding members of the Hunter Business Women’s Network and a former president; and she is currently involved with the Gen Collective and Hunter Melanoma Foundation.
A regular public speaker, Janelle has delivered presentations on financial topics of interest to numerous groups in the Hunter.
IMAGE | Janelle Kirk welcomed as part of Newcastle Financial Planning Group team
Newcastle Financial Planning Group do things differently. Where many financial planners look at your income and assets and then tell you what you can achieve, NFPG like to start by understanding the essence of the life you want and work backwards from there. Everyone is different, so every financial plan should be tailored to the individual lifestyles and goals of their clients.
Their team of financial planners are passionate about delivering the best possible outcomes for their clients. NFPG’s key strengths are really listening to their clients’ desires, ambitions, goals and dreams to ensure that the plan they create together is one they mutually agree to and continue to develop over time. NFPG utilises all relevant strategies and products to ensure their financial planners continue to evolve and deliver meaningful outcomes for their clients.
NFPG is committed to forming lasting life-long relationships with its clients and supporting them through life’s up and downs. Dedicated to excellence and exceptional client support, the team promotes and encourage positive change within their industry and community.